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CREDIT

PERSONAL

"...we will HELP you RESTORE your CREDIT..."

Getting back on track financially can be difficult without the right tools.
The credit repair process takes time and knowledge of federal consumer laws.

"...PERSONALIZE and TAILOR a program..."

We understand that everyone’s credit report and financial situation may be different.
We will personalize and tailor a program to fit your exact credit situation and goals. 

"...BEST EXPERIENCE
PROVEN RESULT 

and AFFORDABILITY program..."

We will provide you with the best in experience, proven results, and affordability through our credit repair program. Regardless of how bad your credit appears to be, we take care of everything so you don’t have to worry. With our knowledge of the Fair Credit Reporting Act, we have helped many clients remove negative credit items from their credit reports. Clients have seen impressive credit report results across their three reports within 30 to 45 days.

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⇒ Collections
Companies that purchase debt at a fraction of its face value and then attempt to recover the full amount of the debt.

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⇒ Late Payments
A monetary charge assessed on an account holder who has not made a payment on the account by the expected due date.

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⇒ Charge Offs
A charge-off is the declaration by a creditor (usually a credit card account) that an amount of debt is unlikely to be collected. This occurs when a consumer becomes severely delinquent on a debt. Traditionally, creditors will make this declaration at the point of six months without payment.

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⇒ Liens
A form of security interested granted over an item of property to secure the payment of a debt or performance of some other obligation.

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⇒ Bankruptcies
A legal proceeding involving a person or business that is unable to repay outstanding debts.

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⇒ Liens
A form of security interested granted over an item of property to secure the payment of a debt or performance of some other obligation.

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⇒ Repossessions
Generally used to refer to a financial institution taking back an object that was either used as collateral or rented or leased in a transaction.

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⇒ Foreclosures
The process of taking possession of a mortgaged property as a result of the mortgagor’s failure to keep up mortgage payments.

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⇒ Judgments
A decision by a court or other tribunal that resolves a controversy and determines the rights and obligations of the parties.

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⇒ Inquiries
Credit inquiries are records created when someone looks at your credit information. Credit inquiries are either “hard inquiries,” as when a business views your credit report in connection with an application for credit, or “soft inquiries,” when your credit is checked for most other reasons.

All of our service levels come with a service 
GUARANTEE CERTIFICATE! 

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Royalty Financial Services Credit Ultima
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